Common difficulties with credit scores
Errors on your own credit record
When you check your credit report, look out for whatever you do not recognise or think is incorrect. This report impacts numerous regions of your daily life, so it is essential it really is accurate. If you learn errors, follow these actions:
- Check always your credit reports through the other businesses.
- Report any mistakes to your credit rating organizations.
- In the event that credit rating organizations will not work, however you think it is a genuine mistake, it is possible to whine to your Privacy Commissioner.
1. Always check credit history from other companies
There are three credit companies that are reporting New Zealand. Loan providers along with other organisations can head to whichever one they choose to know about your credit rating.
If a written report in one credit scoring business shows errors, others may as well. 继续阅读just How credit scores work, the effect of bad credit, and just how to boost your score