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The Business Letter Subprime Lending And Much More

To Chief Executive Officer of each and every State-Chartered Financial Institution and every Licensed home loan Lender/Broker and Small Loan Agency:

Recently, the Division of Banks (Division) has evaluated the growing practice understood as “subprime” financing. The practice of subprime lending is typically whenever a loan provider funds a home loan or other consumer loan to a job candidate who usually doesn’t fulfill standard underwriting requirements, either as a result of past belated re re payments, bankruptcy filings, or a credit history that is insufficient. 继续阅读The Business Letter Subprime Lending And Much More